Household Finances
The difficult financial climate means that money matters more
than ever to most consumers. Weighed down by job insecurity, low
interest rates and rising prices, most people are working hard to
make every penny count. Keeping tabs on the world of personal
finance has never been more important - yet for many, it remains
something they would rather not think about.
This report looks at how consumers view their personal finances,
and at whether their approach to managing money has changed over
the past two years. Topics covered include:
Attitudes to finance
- How organised are people with their finances?
- How interested are they in personal finance?
- Have their attitudes to either of these things changed in the
past two years - and if so, how?
- Sources of general financial information
- Willingness to shop around for utilities and mobile phone
deals.
Savings
- Products owned
- Savings providers
- Knowledge of interest rates
- Willingness to shop around for savings interest rates
- Sources of information about savings and investment
products.
Credit cards and loans
- Ownership of credit cards
- Credit card providers
- Usage of credit cards
- Knowledge of credit card features
- Shopping around for credit card deals
- What is important in a credit card?
- Has their use of credit cards changed in the past two years -
and if so, how?
- Those with loans
- Reasons for applying for loans
- Sources of information for credit cards and loans.
Mortgages
- Current and potential mortgage holders
- Type of mortgage held
- Reason for taking out most recent mortgage
- Mortgage providers
- Shopping around for mortgage deals
- Sources of information on mortgages.
Financial situation: where do we stand?
- How healthy are people's finances?
Financial futures
- Financial concerns for the future
- Future spending priorities.
To download a table of contents for this report, click here.
To buy the Household Finances report, click here.