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Mortgages 2012

This is second mortgage report produced by YouGov SixthSense. This report aims to extend and update some of the data contained in the previous report and study new aspects of the mortgage market. Compared with the previous report, this edition has more emphasis on the customer's journey through the mortgage market and looks more closely at mortgage switching and adjustment.

Taking out a mortgage is the single largest financial transaction undertaken by most adults. The mortgage and house buying market have long been central to understanding consumer behaviour, so important to consumer aspirations and finances is the purchase of a home. While the key role of home buying is now on the wane as renting re-emerges as a crucial and growing form of tenure, buying with a mortgage remains the single most important method of tenure. The mortgage market will continue to be a prime economic barometer and influence over consumer actions.

To download a table of contents for this report, click here.