This report looks at how consumers plan for their retirement.
Its core focus is planning with regards to the pensions market
although reference is also made to other forms of income for
The pensions industry is undergoing a period of change enforced
by changing demographics and generally lower rates of returns on
investments compared with previous decades. The double whammy of
lower returns on pension investments but increased longevity past
the age of retirement is putting severe pressure on individuals to
plan more diligently for their retirement. These pressures are also
causing a rethink within government and among pension providers
about the ideal retirement age: a core concern for all interested
parties is how consumers will finance their lifestyles post
To download a full table of contents for this report, click here.